Originating Loans in California for 26 Years!  We specialize in Credit Union Loans.  We have found Credit Unions to be consistently less volatile than large banks.   Credit Unions did not get involved in the no money down stated loans and as a result do not have capital issues associated with delinquent borrowers.   Incredible rates and no prepayment penalities! So apply today to save yourself thousands of dollars and get the home of your dreams!  Give us a call to discuss current rates